The Conventional Term Loan Program
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New Program Released 1/15/26
Fully amortizing term loan, with a fixed interest rate and monthly payments only. This is not an MCA and not an SBA loan.
Once you apply with us, our team immediately gets to work sourcing you the best offer possible. With a hands-on underwriting process, we often prevail over more automated systems.
Loan Sizes: $25k – $500k
Term Lengths: 12 – 84 months
Rates:0.6% – 1.5% / month
Time to Fund: 3 – 5 Days
Term Lengths: 12 – 84 months
Rates:0.6% – 1.5% / month
Time to Fund: 3 – 5 Days
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Give us a call if you have any questions or need assistance. We are open from 8am - 6pm (EST) Monday to Friday. We look forward to speaking with you (646) 969 9071
Conventional Term Loan Overview
Max Funding Amount
Up to $500K approval are obtainable with this particular program.
Terms & Payments
10 years, 120 monthly payments. 10 years, 120 monthly payments.
Rates
0.6% – 1.5% / month
Guidelines for Applying for Conventional Term Loan
Offers based on Gross Sales of Business from most recent Tax Return
Approval Amount based on 30% of Annual Gross Sales
Owner personal FICO 680+2+ years in business
Program Fast Facts
Some questions we get asked frequently
How likely am I to get funded?
We have a 95% approval to funding ration. Meaning, for every client we get a approved there is a very good chance we will be able to obtain the financing for you.
What documents are needed initially?
2 years Business Federal Tax Returns, 2 years Owner Personal Federal Tax Returns, Credit Application and 3 months business bank statements to verify current cash flow.
How long does the process take?
Start to finish the process typically takes 3 to 5 days.
