Guides, News & Resources

SBA Loan Success Hub

Get expert answers to your SBA Loan questions. Our resources cover eligibility requirements, application guides, industry insights, and rate updates, giving you everything you need to move from uncertainty to get approved for an SBA Loan.

Featured

How Long Does it Take for your SBSS Score to Update?

If you're applying for an SBA loan or checking your business credit, one number matters most: your SBSS score.

Small Business Growth
Financial Advice
ETRAN Score
Score Improvement
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How Long Does it Take for your SBSS Score to Update?
Written By
Theo Duval
May 1, 2025

news & Updates

SBA Opens After End of Longest Government Shutdown
The SBA is finally back open after the longest government shutdown in history, and FastWaySBA’s Preferred lending partners are already moving first in line to get borrowers funded before the backlog hits.
November 13, 2025
Breaking News: Government Shutdown Halts SBA Lending
In an official notice to SBA Approved Lenders, the SBA announced: "SBA will close its Capital Access Financial System (CAFS), suspending acceptance of new loan applications for both the 7(a) and 504 loan programs in E-Tran."
October 1, 2025
Federal Reserve Shows Division on Interest Rates, What It Means for SBA Borrowers
Fed splits on rates as Trump pushes for cuts—SBA borrowers could benefit. Here’s what it means for your financing.
July 31, 2025
See All News & Updates
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guides to getting an SBA approval

Find out if you qualify for an SBA Loan and learn the steps to getting approved. Get insider knowledge from preferred lenders who know exactly what underwriters look for, which documents matter most, and how to present your business in the strongest possible light.
The 5 Most Impactful SBA Loan Changes (And Why They’re Actually Good News)
July 2, 2025
Conventional Business Term Loans: A Practical Alternative to SBA Financing
June 26, 2025
SBA Announcement
News
Rates
Prime Rate
Recently Funded
Tax Liabilites
ETRAN Score
Video
Referral Program
Pricing Strategies

Do I qualify for an SBA Loan?

Qualification for an SBA loan isn't complicated — but there are some restrictions based on industry and credit history. Find out if you're eligible for an SBA loan, and prepare your business for the best chance of approval.
⁠Qualifying for an SBA Loan
Find out if you qualify for an SBA Loan and learn the steps to getting approved. Get insider knowledge from preferred lenders who know exactly what underwriters look for, which documents matter most, and how to present your business in the strongest possible light.
SBA Announcement
News
Rates
Prime Rate
Recently Funded
Tax Liabilites
ETRAN Score
Video
Referral Program
Pricing Strategies
The Truth About Debt Service Coverage Ratio (DSCR): How It's Actually Calculated
November 18, 2025
SBA Opens After End of Longest Government Shutdown
November 13, 2025
Breaking News: Government Shutdown Halts SBA Lending
October 1, 2025
What Do September 2025 Expected Fed Rate Cuts Mean for SBA Term Loans?
September 16, 2025
Federal Reserve Shows Division on Interest Rates, What It Means for SBA Borrowers
July 31, 2025
Can Sole Proprietors Get SBA Loans? Absolutely—Here's What You Need to Know
July 28, 2025

Video resources

Prime Rate Falls to 6.75%: Why Small Businesses Aren't Celebrating
📺 Can I get an SBA Loan with Tax Liabilities?
📺 How the SBA is Preparing for the Silver Tsunamii
📺 SBA Loan Approvals - Exclusive Lending Insights
📺 What to Know Before Applying for a SBA Loan
📺 ATTENTION BUSINESS BROKERS: NOW Accepting ‘Non-Accounting Referral Partners’
📺 The SBA Renaissance
📺 SBA ETRAN and SBSS score: How SBA loans are approved
📺 Can I get an SBA loan with Losses on My Tax Return?

frequently asked questions

how do I get an SBA loan?
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How long does it take for SBSS score to update?
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Will getting a business bank line of credit increase my SBSS score?
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Why did one bank reject my SBA Loan, but another approved me with the same SBSS Score?
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If my SBA Loan got denied due to a low SBSS score, how long should I wait before applying again?
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What are the fees and interest associated with a SBA loan?
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What are the SBA loan Eligibility Criteria?
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How often does my SBSS score update?
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Can I get an SBA loan if I took MCA money last year?
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Can my Business Partners credit score affect our SBSS score?
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Does SBAScore.com pull the same score the banks see?
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Can I get an SBA loan if I took MCA money last year?
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Can I see my SBSS Score without hurting my credit?
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Can I get an SBA loan if I took MCA money last year?
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recent fastwaysba articles by Matthew elling

Prime Rate Falls to 6.75%: Why Small Businesses Aren't Celebrating
Fed's December rate cut offers little comfort as capital costs remain punishing
December 11, 2025
by
Matthew Elling
The Most Common ‘Deal Killers’ Lenders Don’t Tell You About
The 7 most common ‘Deal Killers’ and how to avoid the most common them before you apply for an SBA Loan
November 25, 2025
by
Matthew Elling
The Truth About Debt Service Coverage Ratio (DSCR): How It's Actually Calculated
When it comes to business loans, one of the most important numbers lenders look at is the Debt Service Coverage Ratio (DSCR).
November 18, 2025
by
Matthew Elling
SBA Opens After End of Longest Government Shutdown
The SBA is finally back open after the longest government shutdown in history, and FastWaySBA’s Preferred lending partners are already moving first in line to get borrowers funded before the backlog hits.
November 13, 2025
by
Matthew Elling
Breaking News: Government Shutdown Halts SBA Lending
In an official notice to SBA Approved Lenders, the SBA announced: "SBA will close its Capital Access Financial System (CAFS), suspending acceptance of new loan applications for both the 7(a) and 504 loan programs in E-Tran."
October 1, 2025
by
Matthew Elling
What Do September 2025 Expected Fed Rate Cuts Mean for SBA Term Loans?
The Fed held interest rates at 7.5% for nine months, but a 0.25% cut is expected due to a weakening economy.
September 16, 2025
by
Matthew Elling
Federal Reserve Shows Division on Interest Rates, What It Means for SBA Borrowers
Fed splits on rates as Trump pushes for cuts—SBA borrowers could benefit. Here’s what it means for your financing.
July 31, 2025
by
Matthew Elling
Can Sole Proprietors Get SBA Loans? Absolutely—Here's What You Need to Know
Sole proprietors can qualify for SBA loans just like any other business, as long as they meet key eligibility criteria.
July 28, 2025
by
Matthew Elling
Can You Have 2 (or more) SBA Loans?
Business owners can hold multiple SBA loans, but approval depends on repayment ability.
July 24, 2025
by
Matthew Elling
Why is it better to apply with FastWay SBA than go to a 'business development center' to get an SBA loan?
What’s the difference between a Small Business Development Center and FastWay SBA?
July 7, 2025
by
Matthew Elling
Conventional Business Term Loans: A Practical Alternative to SBA Financing
Fast, flexible business funding for owners who don’t meet SBA guidelines.
June 26, 2025
by
Matthew Elling
Self-Underwriting: The #1 Mistake Costing Businesses Their Best Financing Options
Your biggest funding obstacle isn't your credit score or financials—it's your assumptions. Here's why.
May 27, 2025
by
Matthew Elling
New SBA Rules Released: MCA Debt Can’t Be Refinanced
The SBA has announced that MCA debt will not be allowed to be refinanced by the SBA lender for 7(a) SBA loans.
April 22, 2025
by
Matthew Elling
SBA Manufacturing Loan Approvals Hit Record Highs Under Trump
The manufacturing sector is experiencing remarkable growth in SBA loan approvals
April 22, 2025
by
Matthew Elling
How New Tariffs Could Impact Your Small Business
New tariffs are expected to raise prices, which could hurt consumers and small businesses more than large corporations.
April 3, 2025
by
Matthew Elling
Finding Cash Flow Savings with MCA Loans
Join the hundreds of small businesses that have gotten out of MCA debt with a Reverse Consolidation.
April 1, 2025
by
Matthew Elling
If you have any questions about SBA Loans or general business financing, please schedule a quick qualification call with me.
Matthew Elling
CEO & Founder of FastWaySBA

recent fastwaysba articles by THEO duval

The 5 Most Impactful SBA Loan Changes (And Why They’re Actually Good News)
The SBA just made some big changes. Here’s how they affect you and why this may be the best time to apply for an SBA loan.
July 2, 2025
by
Theo Duval
How Long Does it Take for your SBSS Score to Update?
If you're applying for an SBA loan or checking your business credit, one number matters most: your SBSS score.
May 1, 2025
by
Theo Duval
Understanding the SBA Requirements for Loans
When you're applying for a business loan backed by the SBA there are qualifications you need to meet.
October 9, 2023
by
Theo Duval
I'm here to offer my expertise on all things business financing. If my articles don't answer your questions, please reach out to us.
Theo Duval
Loan Expert & Contributor

recent fastwaysba articles by Alex mcaloon

Top 5 benefits of SBA 7(a) Loans
We’ve streamlined the SBA process to make it fast and hassle-free.
May 2, 2025
by
Alex McAloon
Small Business Credit Trends: Challenges and Opportunities in 2025
The latest Small Business Credit Survey, reveals a challenging financial landscape for small businesses in 2025.
April 3, 2025
by
Alex McAloon
Small Businesses Say Sales Growth Under Pressure in Fed Survey
The latest Federal Reserve Small Business Credit Survey reveals a challenging economic landscape for entrepreneurs
March 28, 2025
by
Alex McAloon
SBA Loans Approved with Tax Liabilities
Because FastWaySBA works with many different SBA Lenders, we have programs that approve SBA loans even if the owners owe taxes.
January 31, 2025
by
Alex McAloon
📺 SBA Loan Approvals - Exclusive Lending Insights
Join Gregory Young - SBA Lender @ First Savings Bank and Alex McAloon - CEO @ FastwaySBA as we break down the SBA Approvals.
January 2, 2025
by
Alex McAloon
📺 ATTENTION BUSINESS BROKERS: NOW Accepting ‘Non-Accounting Referral Partners’
FastWay SBA is opening up our SBA lending platform to new Referral Partners.
December 19, 2024
by
Alex McAloon
Fed's are officially cutting rates
The federal funds rate was cut by half a percentage point on September 18, 2024. This means that the effective Prime Rate will
September 18, 2024
by
Alex McAloon
New Fed Report Sheds Light on How Some Small Businesses Struggle with Debt Burdens from COVID-19 Economic Injury Disaster Loans
New Fed Report on EIDL
September 6, 2024
by
Alex McAloon
📺 Are there any Pre-Payment Penalties on SBA working Capital loans?
Alex McAloon, CEO of FastWay SBA, answers one of the most frequently asked questions
September 16, 2024
by
Alex McAloon
📺 What is an ETRAN Score?
Alex McAloon, CEO of FastWay SBA, answers one of the most frequently asked questions - "What is an ETRAN Score?"
August 10, 2024
by
Alex McAloon
📺 Is the SBA a lender? Why does it matter what bank to apply with if its an SBA loan?
Alex McAloon, CEO of FastWay SBA, answers one of the most frequently asked questions
November 2, 2024
by
Alex McAloon
📺 What's the Interest Rate for SBA Working Capital Loans?
Alex McAloon, CEO of FastWay SBA, answers one of the most frequently asked questions- What is the Interest Rate for SBA Loans?
June 11, 2024
by
Alex McAloon
At American Capital, we've partnered with FastWaySBA to streamline the SBA loan process for thousands of businesses. I write these guides to share the proven strategies and little-known requirements that consistently lead to successful approvals.
Alex McAloon
Contributor, CEO of American Capital

recent fastwaysba articles by melanie laurent

FastWay SBA Eases Credit Requirements Amid Tightening Lending Landscape
FastWay SBA has revealed intentions to relax their credit requirements, for business loan products.
July 16, 2024
by
Melanie Laurent
SBA Offers Disaster Loans to Help Businesses Affected by Storms
To provide relief the SBA is offering low interest disaster loans. We are here to help.
February 1, 2024
by
Melanie Laurent
The Application: Understanding What Documents are Needed to Close an SBA Loan
Before you can receive the financing your lender will likely require some documents to close the loan
December 1, 2023
by
Melanie Laurent
SBA Loans vs. Traditional Bank Loans: Understanding the Difference
When it comes to funding options there are two choices; SBA loans and conventional bank loans..
November 14, 2023
by
Melanie Laurent
The Preferred Credit Score to obtain an SBA loan
When considering SBA loans, for your business one crucial factor that lenders will assess is your credit score.
October 2, 2023
by
Melanie Laurent
SBA ETRAN score: How SBA loans are approved
When you apply for an SBA loan one crucial aspect that lenders consider is your ETRAN score.
September 8, 2023
by
Melanie Laurent
I understand what separates successful SBA applications from rejections. Through my collaboration with FastWaySBA, I share the preparation strategies, documentation tips, and insider knowledge that help businesses secure the funding they need.
Melanie Laurent
Contributor, Loan Expert at LineofCreditDepot.com